Friday, June 8, 2012

UPDATE 1-Golf-Unheralded trio share lead at LPGA Championship

Fri Jun 8, 2012 3:32am BST

* One career win among trio sharing a one-shot lead

* Defender Tseng soars to four-over 76, seven back (Adds details, quotes)

June 7 (Reuters) - An unheralded trio shared the lead after the first round of the LPGA Championship on Thursday as Spain's Beatriz Recari, Giulia Sergas of Italy and American Ryann O'Toole posted three-under-par 69s in the first round of the major championship.

With one career victory among them, they upstaged more familiar names in the field at the Locust Hill Country Club, including last year's winner and world number one Yani Tseng, who struggled to a four-over-par 76.

Tseng, who felt tightness in her left wrist and forearm and received some massage treatment before her round, won last year's championship in Pittsford, New York by 10 strokes but found herself seven back after the opening round.

Recari, who recorded a victory in her rookie season on the LPGA Tour in 2010, posted her score among the early starters and saw it hold up with only fellow 25-year-old O'Toole and 32-year-old Sergas matching it.

By contrast with the other two, Sergas had a rollercoaster of a round, balancing three bogeys with three birdies through her first 14 holes before finishing strongly with birdies at the 15th, 16th and 18th holes to join them at three under par.

"They were silly bogeys," said the Italian said, who teed off in the last group of the day. "Like one bogey I was in the middle of the fairway 100 yards to the pin. So I was thinking, I was hoping, birdie and I ended up having a bogey.

"And another one, it was just a missed chip from the high rough around the green. So they were silly. They could have been par really."

Seven players were tied for fourth place just one shot back, including 2010 champion Cristie Kerr of the United States who won at Locust Hill by a massive 12 strokes.

Kerr said the heavy rough grown was a factor in keeping the scores modest. She and Tseng both posted totals of 19 under par in their victories here the last two years.

"I think it is going to play tougher," Kerr said. "The rough is measurably worse than the year that I won. It's just a lot thicker."

"It was very long that year, but it wasn't like really dense. I mean even with sand wedges out, it's a lot tougher.

"It's just gobbling up the golf balls this year."

Joining Kerr at two-under-par 70 were American Paula Creamer, South Korean world number two Choi Na-yeon and her compatriots Pak Se-ri and Jang Jeong, as well as Japanese Ai Miyazato and Mika Miyazato.

Six more players were another shot back at 71, two off the pace, including former winner Suzann Pettersen of Norway.

The 34-year-old Pak, who injured her shoulder in a freak fall earlier this year, was surprised to be in the hunt after only two weeks playing with her full swing.

"I never expect that's going to be solid round today," three-time LPGA Championship winner Pak said. "The last two days in practice were so-so.

"Low expectations help a lot."

One newcomer to the pro circuit received encouragement from a 14-times grand slam winner.

Cheyenne Woods, in her first tournament round as a professional, shot a three-over 75 after getting some encouraging text messages from her uncle, Tiger Woods.

"(He said) Just trust my abilities, have fun and be patient," she said.

(Reporting by Larry Fine in New York, editing by Nick Mulvenney)

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Chicago cabbie gets 7 ? years in terrorism case

FILE - In this March 30, 2010 file courtroom sketch, Raja Lahrasib Kahn appears before U.S. Magistrate Judge Geraldine Soat Brown in federal court in Chicago. Kahn, a Pakistani-born Chicago cab driver who pleaded guilty to attempting to send money to a terrorist with alleged ties to al-Qaida will be sentenced Friday, June 8, 2012, at federal court in Chicago. (AP Photo/Verna Sadock, File)

FILE - In this March 30, 2010 file courtroom sketch, Raja Lahrasib Kahn appears before U.S. Magistrate Judge Geraldine Soat Brown in federal court in Chicago. Kahn, a Pakistani-born Chicago cab driver who pleaded guilty to attempting to send money to a terrorist with alleged ties to al-Qaida will be sentenced Friday, June 8, 2012, at federal court in Chicago. (AP Photo/Verna Sadock, File)

(AP) ? A Pakistani-born Chicago taxi driver was sentenced to 7 ? years in prison Friday for attempting to send money to a terrorist with alleged links to al-Qaida.

Before his punishment was handed down, Raja Lahrasib Khan asked U.S. District Judge James Zagel for mercy.

"I made a bad decision. I did something for which I am ashamed," the bald, bearded Khan told the federal courtroom in Chicago, his wife bowing her head and weeping as he spoke.

Khan, 58, pleaded guilty earlier this year to one count of attempting to provide material support to terrorism. His plea agreement with prosecutors recommended a five- to eight-year sentence ? well short of the 15-year maximum.

The case hinged on secret recordings, including some made in Khan's taxicab. He was never charged with a terrorist attempt, but the original complaint said he talked about planting bags of bombs in an unspecified stadium.

"Put one bag here, one there, one there ... you know, boom, boom, boom, boom," a man, purported to be Khan, says in one wiretap, according to the 35-page complaint affidavit filed after his arrest two years ago.

Authorities arrested Khan in 2010 and accused him of taking steps to send cash to Pakistan-based terrorist leader Ilyas Kashmiri after Kashmiri said he needed money for explosives. Khan believed Kashmiri was getting orders from Osama bin Laden, prosecutors said.

Khan has been held in a federal jail in Chicago since his arrest.

Khan, who became a naturalized U.S. citizen in 1988, sent $950 in 2009 to an individual in Pakistan for delivery to Kashmiri; he also took $1,000 from an undercover agent and said it would be used to buy weapons and possibly other supplies, prosecutors alleged.

Asked earlier this year why Khan agreed to plead guilty, his attorney, Thomas Durkin, said finding jurors who could give his client a fair trial would have been difficult.

"The word 'al-Qaida' scares the bejesus out of people and that's all (jurors) have to hear," Durkin said.

Associated Press

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Thursday, June 7, 2012

Crustacean's claw delivers blow like Thor

If sea creatures were Marvel comic book characters, the peacock mantis shrimp would be Thor. These colorful crustaceans have a hammerlike claw that can smash prey with the acceleration of a .22-caliber bullet ? not unlike the superhero's mythological weapon.

Now, a new study reveals the secrets behind the strength of the mantis shrimp's claw at the molecular level. It turns out this appendage is ideally adapted to deliver punishing blow after punishing blow without breaking. These adaptations are already inspiring researchers to engineer biology-mimicking materials that could inspire everything from better boat propellers to safer body armor.

"What makes (mantis shrimp claws) so incredible is that they're stiff and they're also tough, which is really kind of an inverse relationship in materials science," said study researcher David Kisailus, a materials scientist at the University of California, Riverside.

Dangerous claw
Using electron microscopes and other sensitive techniques, Kisailus and his colleagues delved deep into the claw of the Indo-Pacific peacock mantis shrimp (Odontodactylus scyllarus). These crustaceans aren't actually shrimp, but they get their name from their shrimplike appearance, which Kisailus and his colleagues compare to "heavily armored caterpillars" in this week's issue of the journal Science. [Photos of Dazzling Mantis Shrimp]

Peacock mantis shrimp are solitary, territorial hunters. They lurk in dens or seafloor tunnels and use their hammerlike claws to kill mollusks, crabs and other tasty treats.

Fishermen sometimes call mantis shrimp "thumb-splitters," for reasons that aren't hard to imagine, given that the shrimp can wield their claws at speeds of 75 feet (23 meters) per second and deliver blows with 200 pounds (91 kg) of force behind them despite being only 4 inches (10 cm) long. These blows also create bubbles in the water that strike prey with about half the force of the initial strike. [Video: See Mantis Shrimp Strike]

Kisailus has experienced these forces firsthand, thanks to the mantis shrimp he keeps in his lab. Curiosity has gotten the best of him and his colleagues, Kisailus told LiveScience, and they have, on occasion, stuck their fingers in the mantis shrimp tanks ? with multiple layers of rubber gloves and wax film for protection.

"It still hurts like hell," Kisailus said. "It didn't break our fingers after putting so many layers on, but I'm sure if we didn't, it would have."

Secrets of strength
Mantis shrimp molt and replace their claws every few months, but they still strike tens of thousands of times with each iteration of these clublike appendages. Kisailus and his colleagues found that this incredible strength comes from three different regions in the claw. The impact region, or striking surface, is dominated by a mineral called hydroxyapatite, a calcium-containing substance that gives human bones their hardness. The mineral is arranged so that it forms pillars perpendicular to the striking surface, not unlike a concrete pylon holding up a bridge.

A second region called the periodic region backs up the impact zone with chitosan, a carbohydrate molecule that forms long chains and makes up part of chitin, the substance in crustacean shells.

The chitosan in a peacock mantis' claw, which lies just beneath the impact zone, is stacked at different orientations, like a ream of paper where every sheet has been angled slightly askew. That makes it tough to crack, as any crack that does form has to change directions in order to continue through the claw.

"What nature has actually done is it's actually built things so that, yes, flaws can happen, but when they do happen they're not going to fail catastrophically," Kisailus said.

Finally, a sharp transition marks the striated region, which runs along the sides of the claw. This region acts like the tape around a boxer's knuckles, Kisailus said, compressing the claw to make cracks less likely.

Other than highlighting some cool crustacean abilities, the findings are already proving fruitful for human engineering. Kisailus and his colleagues are working on materials engineered like these natural hammers that could be used in aerospace engineering, automobiles, military body armor and even sports helmets. An initial design, only under development for six months, survived the first tests without a single bullet penetrating, despite being only 0.4 inches (1 cm) thick, Kisailus said.

"Obviously, we still need to optimize, but we have some high-quality biomimetic structures," he said.

Follow Stephanie Pappas on Twitter @sipappasor LiveScience @livescience. We're also on Facebook andGoogle+.

? 2012 LiveScience.com. All rights reserved.

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Nearly 1 in 5 smartphone users are sexting

msnbc.com file

1 in 5 moms and dads of children under 18 say they use their smartphones to sext, says Lookout Mobile Security.

By Suzanne Choney

Almost a year after Anthony Weiner's sexting scandal led him to?resign from office, Americans seem to be as careless about using their smartphones as the former congressman was. Nearly 1 in 5 Americans who have a smartphone say they have used it for sexting, sharing explicit photos or text messages with others, according to a new survey.

The biggest age groups for sexting are 18- to 34-year-old men (32 percent) and 35- to 44-year-old women (25 percent), says Lookout Mobile Security, which sponsored the Harris Interactive poll of 2,097 adults.

More than a quarter of adults admitted "taking or receiving explicit photos" with their smartphones, but "as expected, 18- to 34-year old smartphone owners send or receive explicit pictures and/or videos much more than their older counterparts," with 40 percent doing so, Lookout said.

Still, it's not just for the very young ? 1 in 10 people age 55 and older with smartphones said they also sexted ? or for those who aren't parents ? 30 percent of moms and dads with children under age 18 also said they have sent or received explicit photos on their phones.

When it comes to video, 11 percent of Americans said they record explicit videos on their phones, including 18 percent of dads and 5 percent of moms.

About?1 in 10 men and women said they save romantic prospects' "contact information under a code name on their smartphone."

If any of these stats make you uneasy, Lookout has made its point.

"Only 3 percent of American adults who are smartphone owners say their biggest concern about losing their phone is that their inappropriate pictures or text messages could be exposed," the company said in a release.

"This number is shockingly low when you consider that 69 percent of smartphone owners have lost their phone," and with more than 1 in 5 admitting to taking or receiving racy photos.

Among the company's suggestions (aside from using its software or that of another company's):

  • Turn-off your text message pop-ups, "so people nearby don?t get a peek at any photos or texts you don?t want seen."
  • "Set a passcode and make it strong. It?s the first defense for keeping prying eyes out of your personal business."
  • Lookout or similar software can help you "find your missing phone or remotely lock and wipe your photos and contacts (so your private lives stay private)."

TODAY's Jenna Wolfe reports on the top annoying things about technology, such automatic spell-check that adds errors to messages. Experts weigh in, suggesting that people not rely so heavily on their devices.

?Related stories:

Check out Technolog, Gadgetbox, Digital Life and In-Game on?Facebook,?and on Twitter, follow Suzanne Choney.

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Ban: UN monitors shot at trying to reach massacre

US Secretary of State Hillary Rodham Clinton, left, Turkish Foreign Minister Ahmet Davutoglu, center, and EU Foreign Policy Chief Catherine Ashton right, pose with diplomats at the ministerial meeting of the Global Counterterrorism Forum in Istanbul, Turkey, Thursday, June 7, 2012. The United States and its allies in Europe, Turkey and the Arab world have agreed to work on a political transition plan for Syria, hoping to persuade President Bashar Assad's powerful ally Russia to join a broadened diplomatic effort to ease the embattled leader out of power, a senior U.S. official said. (AP Photo)

US Secretary of State Hillary Rodham Clinton, left, Turkish Foreign Minister Ahmet Davutoglu, center, and EU Foreign Policy Chief Catherine Ashton right, pose with diplomats at the ministerial meeting of the Global Counterterrorism Forum in Istanbul, Turkey, Thursday, June 7, 2012. The United States and its allies in Europe, Turkey and the Arab world have agreed to work on a political transition plan for Syria, hoping to persuade President Bashar Assad's powerful ally Russia to join a broadened diplomatic effort to ease the embattled leader out of power, a senior U.S. official said. (AP Photo)

EDS NOTE: GRAPHIC CONTENT - This citizen journalism image provided by Shaam News Network SNN, taken on Thursday, June 7, 2012 purports to show the bodies of Syrian children in, Mazraat al-Qubair on the outskirts of Hama. Syria on Thursday denied as ?absolutely baseless? claims by opposition groups about a new massacre in the central Hama province in which government forces allegedly killed dozens of people, including women and children, blaming rebels for the killings. (AP Photo/Shaam News Network, SNN)THE ASSOCIATED PRESS IS UNABLE TO INDEPENDENTLY VERIFY THE AUTHENTICITY, CONTENT, LOCATION OR DATE OF THIS HANDOUT PHOTO

UNITED NATIONS (AP) ? U.N. Secretary-General Ban Ki-moon says U.N. monitors were shot at trying to get to the scene of the latest Syrian massacre.

The U.N. chief told the General Assembly on Thursday that the unarmed observers were initially denied access to the scene in central Hama and "were shot at with small arms" while trying to get there. He did not mention any casualties.

Ban said each day in Syria sees more "grim atrocities" and for many months it has been evident that President Bashar Assad and his government "have lost all legitimacy."

Ban said any regime that tolerates killings such as last month's massacre of more than 100 civilians in Houla and Wednesday's attack in Hama "has lost its fundamental humanity," and he condemned "this unspeakable barbarity."

Associated Press

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Wednesday, June 6, 2012

Great Value Along With Cheap Health Insurance In Australia ...

Nowadays, work as well as a steady salary is difficult to find. People forgo luxuries and in many cases seek out low cost options to their necessities. Some even do without health care insurance coverage, hoping they will likely never need one. Fortunately, cheap health insurance in Australia allows low to medium income households to obtain coverage but not without consequences.

Reasonably priced medical care insurance policies will often be affiliated with subpar medical care centres. Some save money by limiting the coverage, simply covering only percentage or acting like a discount card. This may not be a bad thing for healthy people that merely have the insurance policy for emergencies. What about those who need special medical care with extensive coverage packages? They may benefit from private health insurance.

The typical solution to afford health coverage is simply by securing employment. Most corporate health insurance covers several possible health issues. Payment is also regulated and mandatory, making it extremely hard to become late in paying dues allowing the insurance to run out. Treatments part of the package can vary from common treatments to ones that have been more specialized.

Securing corporate health coverage insurance mean you might be only tied to whatever package your employer chooses. This usually covers problems that may arise due to the nature of your respective work. Employers naturally have their employees as a collective planned as an alternative to noting special cases. They might also allow coverage of dependants only for traditional family structures.

Affordable health insurance Australia specified to meet your needs could be challenging to find. If someone makes health care a priority, the charge mustnt be a worry. This doesnt mean you should pay up regardless of the cost. If government-sponsored or company-sponsored will not likely do, purchasing medical care insurance coverage yourself is your best option.

If you have a particular health condition or possibly would like insurance to cover family members who are not part of the usual concept of a family group, you may prefer to get private health insurance Australia. With private health insurance Australia, it is possible to customize your package based on the needs you have. There is also power over whatever you will cover. Youll be able to eliminate treatments you do not need and add several dependents that you can afford.

Your health is never the right spot to cut corners. Medical, however, features a high price. This is where a healthy lifestyle becomes advantageous. You will save yourself from experiencing illnesses while saving your funds from juggling the duty of the pricy medical package. A healthy life-style is as simple as modifying your diet plan and leading a much more active lifestyle.

Nearly as much as you might like to get the best doctors and techniques possible, anyone with average income cannot anticipate to be examined by the worlds best medical practitioners under coverage of cheap health insurance in Australia. Still, it is greater than no health insurance coverage in any way.

About AntonSherman

has written 6 articles.

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Longtime manager Lasorda has 'mild' heart attack

(AP) ? The Los Angeles Dodgers say longtime manager Tom Lasorda has been hospitalized after having what the team called a "mild" heart attack.

The Dodgers said Tuesday that Lasorda was in a New York hospital. The 84-year-old Hall of Famer became ill Monday while in town to represent the club at the Major League Baseball draft.

TMZ first reported Lasorda's condition and said the plan was for him to return home Wednesday.

Associated Press

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Techniques For Useful Email Marketing ? Small Business Online ...

Posted by seo_sk | Posted in Internet Marketing | Posted on 05-06-2012

0

Email marketing is among the most effective ways of ensuring that you get to your target audience with the message that you have intended for them. Broadcast messages are usually sent out a couple of times a month. Email marketing requires an overall objective, purpose, and preparing, but once it is in place, it is virtually the ?set it and forget it? system.

Email marketing is an excellent supply that is used to encourage repeat business. Making newsletter themes is very easy, and switching between them within the same message is also very simple. Simply because you think you?re buying a list of chiropractors, accountants, dentists or internet marketers or other professional checklist doesn?t mean those email addresses actually belong to somebody in a market that you are trying to reach.

Email marketing is a superb method of keeping in touch with your clients and, as part of a broader marketing strategy, it can help any business build its clientele and improve profits. Email marketing is one of the best online marketing strategies for your business because almost all online users have an current email address. Don?t play ?catch up? with your competitors ? start your email marketing agenda today!

Ensure the topic line is appealing and will compel the reader to open the email. Another excellent suggestion we will offers are giving more control to your list, and by that people mean let them just hit reply and then mail back to you. This allows the business to focus on marketing to a particular groups that will be more likely to respond to it.

Hence maximising output, minimising errors freeing up period for other endeavours such as widen the customer base. If you want to succeed online you must have an email marketing application. Make sure that when emails tend to be sent out that they include the important aspects of your business such as the web address, phone number, and other contact information.

For beginners, this can be a great way to build customer believe in, appreciation, and increase your companies sales. Integrate your email marketing tactics into your social media marketing plan. E-mail marketing is a effective tool that lots of businesses are utilizing to increase sales and leads.

For more information regarding email marketing services you should click the link.

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Tuesday, June 5, 2012

New Study Shows Virtual Staging Is Effective During Showings As ...


New Study Shows Virtual Staging Is Effective During Showings As Much As It Is Online, Quickly Turning Physical Home Staging Into A Thing Of The Past

Listed by Mary Ellen Cashman ? Stribling & Associates

Chicago, IL (PRWEB) June 05, 2012

Virtual staging, in which a property is staged realistically by computer and not in real life, is rapidly becoming the newest sensation in the real estate industry. The reason is simple: It offers a far better look than physical home staging at a fraction of the cost. Even as a growing number of top real estate firms around the country now offer virtual staging to their clients as part of their marketing services, the trend remains the object of much debate, especially on the issue of whether it actually works. New statistics prove it does. ?We now have the data to confirm that virtual staging is not only a much cheaper and faster alternative to physical home staging, it is also as effective? says Ilaria Barion, a former traditional home stager and founder of Virtual Staging by Ilaria Barion who was interviewed by the New York Times last week to answer the question ?How does virtual staging compare with physical staging, and is one better than the other??

In a recent customer survey about 70% of Virtual Staging by Ilaria Barion clients said virtual staging had increased traffic online and showings, while nearly 90% said the virtually staged photos helped prospective buyers envision a property?s potential. ?Over 90% of home buyers start shopping from their sofas so it doesn?t come as a surprise that the way a property shows online can make, or break, the deal.? says Barion. ?But the results go beyond the Internet presence confirming that virtual staging also helps buyers (and renters) envision the home?s potential during showings? adds Barion.

The newest innovation in the field is virtual staging for furnished homes in which Virtual Staging by Ilaria Barion is a pioneer with services like Virtual De-Cluttering, Virtual Furniture Replacement and Virtual Facelifts. ?While de-cluttering, depersonalizing and neutralizing colors and style are vital steps in preparing a home for sale, home staging may not be affordable for all homeowners? says Barion. ?Our unique services can give lived-in homes a fresh, less cluttered online presence or totally new look for a fraction of the cost.?

Barion has been a leader in the home staging industry since 2005. She is the author of an award-winner book on home staging, ?Set the Stage for a Sale: Secrets to make your city dwelling irresistible, attract home shoppers, and sell fast in any market!?. Her company is one of the top virtual staging firms in the U.S. and its services have been tapped by firms across the country like Prudential Rubloff Properties, Koenig & Strey Real Living, Baird & Warner, Keller Williams, Sotheby?s International Realty and Coldwell Banker?. Virtual Staging by Ilaria Barion is also the virtual staging provider for Stribling & Associates and The Corcoran Group, two top real estate firms in New York City that offer virtual staging services to all their clients. ?We provide homeowners with a far more luxurious look they would ever be able to afford with a physical staging? adds Barion. ?It?s why we?re routinely asked to virtually stage luxury homes in the $ 20-$ 30 million range. The staging may be luxurious, but the price is extremely competitive, and highly accessible to homeowners on a budget. Most importantly, it really helps the property fly off the shelf!?

Contacts

Virtual Staging by Ilaria Barion LLC
T (212) 920-7161
E info(at)virtualstagingbyilariabarion(dot)com
http://www.virtualstagingbyilariabarion.com

Vocus?Copyright 1997-

, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

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Is A Juice Detox Healthy? (Fitness Guinea Pig) - Fastest Way To ...

Day 1 of the pressed juice cleanse did not go well. Jenna got very sick due to the fact that she left the fresh juice out for the day. Let?s hope the rest of the week works out better for Jenna! Subscribe to Everyday Health: www.youtube.com For more videos, visit the Everyday Health Channel on YouTube: www.youtube.com Check us out: www.everydayhealth.com Find us on Facebook: www.facebook.com Follow us on Twitter at: twitter.com We?re on Pinterest: pinterest.com ?And Tumblr! everydayhealth.tumblr.com About Fitness Guinea Pig: On Fitness Guinea Pig, we enlist people from all walks of life, be it celebrities, comedians, actors, or your average everyday joe, to test today?s most popular workouts, weight loss programs and fitness equipment. We?ll put them through the rigors of p90x, Zumba, and all of the latest trends in physical fitness. See these fitness guinea pigs in action and hear their results to decide which one is right (or not) for you! Jenna Morasca Jenna Morasca, a co-host of the television series, Everyday Health, which airs weekly on ABC stations, has worked as a model, actress and television correspondent and was the winner of the reality show, Survivor: Amazon in 2003. Jenna?s first-hand experiences as caregiver and inspirational partner during co-host and boyfriend Ethan Zohn?s personal battle against CD 20+ Hodgkin?s Lymphoma allows her to relate authentically with the show?s subjects: extraordinary people whose stories inspire all of us to make a ?

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Baker Tilly Found Liable in Aqua Finance Lawsuit; Ordered to Pay ...

This slipped by us last week, but after noting last Thursday morning that a lawsuit against Baker Tilly?for $327 million was nearing its end, we found this story from late on Thursday reporting that BT had lost the suit to Aqua Finance.

Aqua Finance accused its former accounting and advising firm of negligence and breach of contract. Aqua Finance attorneys asked jurors to award up to $327 million.?Aqua Finance's attorneys argued that Baker Tilly and its partner who managed Aqua Finance's account, Kevin Prather, withheld that the Wausau company's loan losses were improperly calculated and did not meet industry standards, according to court records.?Baker Tilly's attorneys say the company's losses were because of the economy, not accounting errors.

Baker Tilly's attorneys didn't comment for the article.?

?

On the surface, this could be a little problematic for Baker Tilly who had a reported $238 million in revenues for 2011. If you don't have a 10-key handy, the award of $50 million is over 20% of those revenues. That's...that's not good. Back to that in minute. As for the partner in question, according to his?LinkedIn profile,?Mr. Prather is a eight year veteran of the firm and his name was all over this complaint:?

Prather announced in February 2008 that Aqua Finance's loan loss reserves were not conducted in accord with industry standards since Jan. 1, 2005, and the company's loan loss reserves must be increased by $20 million, according to a complaint filed in court. Prather later said that he discovered the problem one year earlier, but had not reported it to Aqua Finance.?Baker Tilly withdrew from its agreement to complete Aqua Finance's 2007 audit until after the company resolved its loan reserve issue.?Aqua Finance downsized from 380 employees in January 2008 to 97 employees in February 2011 as it struggled to obtain credit and lost potential customers, according to court records.?Jurors on Thursday found that Baker Tilly was negligent in waiting one year to disclose information about problems with Aqua Finance's reserves. Jurors also determined that Baker Tilly was negligent in its handling of Aqua Finance's 2007 audit and its decision to not complete it.

For good measure, the jury also found that BT was negligent for not completing the 2007 audit. The jury did not find Mr. Prather negligent.?

?

But back to the firm - It stands to reason that BT will appeal - that'll be expensive - and it certainly has professional liability insurance, but it's not immediately konw how much of that will cover the award or if this constitutes a long-term financial dilemma for the firm. We sent an after-hours email to Baker Tilly CEO Tim Christen asking many of these question but it was not immediately returned. We'll let you know if we hear back.?

?

?

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Monday, June 4, 2012

Boats take to Thames for queen's jubilee flotilla

Tourists carry Union Jack flags as they wait for the Royal Thames Pageant which will take place on the river for a view of the Britain's Queen Elizabeth II as she progresses down river during the Queen's Diamond Jubilee celebrations in London,Sunday, June 3, 2012. More than 1,000 boats were to sail down the Thames on Sunday in a flotilla tribute to Queen Elizabeth II's 60 years on the throne that organizers are calling the biggest gathering on the river for 350 years. Despite cool, drizzly weather, hundreds of thousands of people are expected to line the riverbanks in London, feting the British monarch whose longevity has given her the status of the nation's favorite grandmother. (AP Photo/Alastair Grant)

Tourists carry Union Jack flags as they wait for the Royal Thames Pageant which will take place on the river for a view of the Britain's Queen Elizabeth II as she progresses down river during the Queen's Diamond Jubilee celebrations in London,Sunday, June 3, 2012. More than 1,000 boats were to sail down the Thames on Sunday in a flotilla tribute to Queen Elizabeth II's 60 years on the throne that organizers are calling the biggest gathering on the river for 350 years. Despite cool, drizzly weather, hundreds of thousands of people are expected to line the riverbanks in London, feting the British monarch whose longevity has given her the status of the nation's favorite grandmother. (AP Photo/Alastair Grant)

Sue Ridley waits on Westminster Bridge for the Royal Barge to pass the House of Commons and the Big Ben clocktower during the Thames Diamond Jubilee River Pageant in London, Sunday, June 3, 2012. More than 1,000 boats were to sail down the Thames on Sunday in a flotilla tribute to Queen Elizabeth II's 60 years on the throne that organizers are calling the biggest gathering on the river for 350 years. Despite cool, drizzly weather, hundreds of thousands of people are expected to line the riverbanks in London, feting the British monarch whose longevity has given her the status of the nation's favorite grandmother. (AP Photo/Tim Hales)

Tourists wait wearing Union Jack flags as they wait for the Royal Thames Pageant which will take place on the river for a view of the Britain's Queen Elizabeth II as she progresses down river during the Queen's Diamond Jubilee celebrations in London,Sunday, June 3, 2012. More than 1,000 boats were to sail down the Thames on Sunday in a flotilla tribute to Queen Elizabeth II's 60 years on the throne that organizers are calling the biggest gathering on the river for 350 years. Despite cool, drizzly weather, hundreds of thousands of people are expected to line the riverbanks in London, feting the British monarch whose longevity has given her the status of the nation's favorite grandmother. (AP Photo/Alastair Grant)

Royal revellers wait in the rain on the South Bank of the river Thames, London, several hours before the start of the Diamond Jubilee river pageant Sunday June 3, 2012. More than 1,000 boats were to sail down the Thames on Sunday in a flotilla tribute to Queen Elizabeth II's 60 years on the throne that organizers are calling the biggest gathering on the river for 350 years. Despite cool, drizzly weather, hundreds of thousands of people are expected to line the riverbanks in London, feting the British monarch whose longevity has given her the status of the nation's favorite grandmother. Seen at rear is St. Pauls cathedral.(AP Photo/ Lewis Whyld/PA) UNITED KINGDOM OUT NO SALES NO ARCHIVE

Britain's Queen Elizabeth II arrives for the Epsom Derby at Epsom race course, southern England at the start of a four-day Diamond Jubilee celebration to mark the 60th anniversary of the Queen's accession to the throne Saturday, June 2, 2012. The queen will celebrate Saturday at the Epsom Derby, a highlight of the horseracing calendar, and on Sunday she will lead a 1,000-boat flotilla on the River Thames. Monday's festivities include a pop concert in front of Buckingham Palace with Paul McCartney and Elton John, and festivities climax Tuesday with a religious service, a procession through the streets of London and the royal family's appearance on the palace balcony. (AP Photo/Sang Tan)

(AP) ? More than 1,000 boats were to sail down the River Thames on Sunday in a flotilla tribute to Queen Elizabeth II's 60 years on the throne that organizers are calling the biggest pageant on the river for 350 years.

Despite cool, drizzly weather, hundreds of thousands of people are expected to line the riverbanks between Hammersmith and Tower Bridge in London, feting the British monarch whose longevity has given her the status of the nation's favorite grandmother.

The queen and members of her family will lead the river pageant aboard a flower-bedecked royal barge, accompanied by skiffs, barges, narrowboats, motor launches, row boats and sailing vessels from around the world.

"We in Britain are experts at not letting the weather spoil our fun," said Adrian Evans, pageant master for Sunday's flotilla. "The London Philharmonic Orchestra will be playing 'Singin' In The Rain' as they travel down the river, and the crowd can sing along with them."

Hundreds of people ignored the persistent rain and camped out overnight to secure prime riverside spots. Crowds swelled into the thousands Sunday, with revelers in hats, flags, leggings and rain ponchos adorned with the Union flag mixing with burger and cotton candy vendors along the 7-mile (11-kilometer) route.

"It would have been wonderful if it had been sunny like last Sunday but we have come prepared," said 57-year-old Christine Steele. "We have got blankets, brollies (umbrellas), flags and bunting. We even got our glittery Union Jack hats and wigs, and the Champagne is on ice."

The spectacle is a tribute to Britain's past ? monarchs used the river as their main highway for centuries, and naval power built the island nation's once-great empire ? as well as to its abiding love of boats and the sea.

River processions were once common in London. The last comparable royal pageant was held for King Charles II in 1662, when diarist Samuel Pepys recorded boats so numerous he could "see no water."

Sunday's flotilla will include more than three dozen "Dunkirk Little Ships," private boats that rescued thousands of British soldiers from the beaches of France after the German invasion in 1940 ? a defeat that became a major victory for wartime morale.

The four-day Diamond Jubilee celebrations also include thousands of street parties across the country on Sunday. Prince Charles and his wife Camilla, Duchess of Cornwall, joined hundreds of people for a damp al fresco lunch on Piccadilly, one of London's main shopping streets.

Not everyone in Britain is celebrating. The anti-monarchist group Republic held a riverbank protest Sunday to oppose the wave of jubilee-mania.

"People are sick and tired of being told they must celebrate 60 years of one very privileged, very remote and very uninspiring head of state," said the group's chief executive, Graham Smith. "The hereditary system is offensive to all the democratic values this country has fought for in the past."

Jubiliee celebrations kicked off Saturday with a royal day at the races, as the queen watched a horse with the courtly name of Camelot win the Epsom Derby.

The 86-year-old monarch and her husband, Prince Philip, visited Epsom racecourse south of the capital for the Derby, one of the year's biggest horse-racing meetings.

The queen is a racing fan and horse breeder who has attended the Derby for decades and reads the Racing Post each day over breakfast, although unlike many of her subjects she does not gamble.

"She's incredibly knowledgeable. Her knowledge of thoroughbreds and breeding goes way back," said Anthony Cane, chairman of Epsom Downs Racecourse.

On Monday the queen will attend a pop concert in front of Buckingham Palace featuring Elton John and Paul McCartney.

Jubilee events end Tuesday with a religious service at St. Paul's Cathedral, a carriage procession through the streets of London and the queen's appearance with her children, grandchildren and great-grandchildren on the palace balcony.

The queen took the throne in 1952 on the death of her father, King George VI, and most Britons have known no other monarch.

Prime Minister David Cameron ? the 12th British leader of the queen's reign ? paid tribute to the monarch's "extraordinary level of physical energy, mental energy, and above all devotion to her people, to the institutions of this country, to the way our democracy works."

In a jubilee gift from Britain's politicians, lawmakers from the three main parties have backed a motion calling for the tower housing Big Ben ? the beloved London bell that chimes the quarter hour ? to be renamed the Elizabeth Tower in the queen's honor. It's currently called the Clock Tower.

While many Britons used the long weekend to relax ? and an estimated 2 million left the country on vacation ? writers and religious leaders used the occasion to reflect on how Britain has changed over the queen's reign, from a war-scarred imperial power to a middle-sized power with oversized cultural clout.

Archbishop of Canterbury Rowan Williams, spiritual head of the Anglican Church, expressed a widely held view when he said Britain had been lucky to have Elizabeth as monarch throughout a period of rapid change.

"It seems to me that what her importance has been for most people in this country has been as a sign of stability, a sign of some kind of security," Williams said in a jubilee video message.

_____

Associated Press Writer Cassandra Vinograd contributed to this report.

___

Online: http://www.thediamondjubilee.org

Associated Press

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Samsung Galaxy S III video walkthrough

As we put the finishing touches to our definitive Samsung Galaxy S III review, why not take a few minutes to check out our complete video walkthrough of the phone. Samsung's latest flagship is a big deal for Android, and packs some bleeding edge hardware, in addition to plenty of software new tricks from the Korean manufacturer.

Move your eyes a few pixels upwards, and you'll find the video embedded for your convenience. Be sure to check back later today for the review!



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Cultivating Leadership: 3 Questions with Eisenhower Fellow ...

Bernadine Vester, New Zealand's 2002 Eisenhower Fellow

The Eisenhower Fellowships has a compelling slogan: Leaders bettering the world around them. Each year this highly selective fellowship program brings approximately 20 high-achieving, mid-career professionals?from 47 different countries to the U.S., and likewise sends up to 10 American Fellows abroad, for an intensive, individually designed program in the Fellow?s professional field.?During the fellowship travel period, they challenge the Fellows to identify tangible, concrete outcomes that they will undertake upon their return home.?Bernardine Vester was named New Zealand?s 2002 Eisenhower Fellow, making her one of only seven New Zealanders?in history to receive an Eisenhower Fellowship since the program was founded in 1953. We sat down to ask her three questions about her experience.

1.???? Why did you decide to apply for the Eisenhower Fellowship and what program did you propose??

I had met an American Eisenhower Fellow who came to New Zealand in 2001. I was quite excited to discover that there was another model for what I was trying to do in my community for education. I followed up my meeting with him by looking at the role of ?intermediary? organizations in education on the web. I understood then that there was a whole new world of options that I had yet to explore.

The program I proposed was to look at the way intermediary organizations developed family learning and engagement in education, community learning to address the digital divide, and to look at initiatives that enhanced the public and business relationship with schools.

2.???? What do you think made your application stand out?

I think it stood out for three reasons. The first was that I was working on ?new ideas? that had not been well explored in New Zealand, and I was in ?development mode?.?The second was that my CV demonstrated leadership experience. The fellowship is conceived as leadership development, with the expectation that learning would be applied when I returned to New Zealand.?Thirdly, I think it helped that my referees were themselves recognized as strong leaders in their fields, and their endorsement was valued.

3.???? What career tips would you give to this year?s graduates who aspire to be an Eisenhower Fellow?

Get Involved. Understand your political and social environments, and actively engage in networks that shape them. Join political groups or the professional associations that shape your career.?The Eisenhower Fellowship is for mid-career leaders from the business, not-for-profit, or government fields. Graduates who aspire to be Eisenhower Fellows should set out to grow their leadership skills.

The Eisenhower Fellowship is not an academic ?research? opportunity, but an experience for leadership growth. The fellowships have been in place for nearly sixty years, and Fellows become part of a powerful international network. Fellows are expected to return to their countries with a commitment to making a difference ? that is, shaping their economy or society through actions that deliver ?consequential outcomes?. So your CV has to show that you are capable of delivering on that.

?

For nearly twelve years, Bernardine Vester was the Chief Executive of COMET, a registered charitable trust and CCO of the Auckland Council (formerly, for Manukau City). The Trust won the 2004 Education Trust of the Year award and in 2005 Bernardine received a Cathay Pacific Travel Award to the?USA?and the?UK.??She has led the development of innovative community projects in family literacy, adult education, school-business connections, youth transitions, and community engagement projects for early childhood learning and families.?Bernardine is currently a consultant on education in Auckland, and trustee for a number of organizations, including as establishment Deputy Chair of Teach First New Zealand.?

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Sunday, June 3, 2012

US Cellular reduces prepaid plan prices, increases costs for new smartphone owners

US Cellular reduces prepaid prices, increases costs for smartphone owners

US Cellular has shuffled around its prepaid plans once again, and unfortunately, it's a bit of a mixed bag for those without a contract. As it stands, customers may choose between three plans that range between $35 and $65 per month. Unfortunately for smartphone users, the most expensive plan is now a requirement, which really stinks. The $65 plan (which used to cost $70), brings unlimited voice and messaging, along with 2GB of data usage. The mid-tier plan has seen a similar reduction from $60 to $50, and now brings unlimited voice, messaging and 1GB of data usage. Unfortunately, it only applies to feature phones, even for those who tend to use WiFi on their smartphones. Meanwhile, the entry level plan now stands at $35, and it'll be useful for those who keep their phone turned off most of the time: it includes 400 voice minutes, along with a 400 / 400 allotment for text and picture messages. If it's any solace for US Cellular's current prepaid customers with smartphones, just know that you may keep your current plan, as you aren't required to switch to the new tier.

US Cellular reduces prepaid plan prices, increases costs for new smartphone owners originally appeared on Engadget on Sat, 02 Jun 2012 16:33:00 EDT. Please see our terms for use of feeds.

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The Good and Bad of Product Creation | Small Business Internet ...

One of the biggest parts of doing business online is affiliate marketing. The thing that you should realize is that every one of the different products and services?and there are millions of them?fall into at least one niche. Is it any wonder, then, that so many people want to make more money through affiliate marketing. And in fact there are quite a few good reasons to do it. There are no questions of right or wrong, though, and you have to go with what you feel is best for you.

It is important that you take the time to make decisions, and complete several tasks, before your online business can actually begin. Regardless of what you do first, you need to remember that everything needs to be done. That is the important part. First of all, you need to decide on a product or service when you begin. Another related decision is to create your own products, if you want to work with them, or pursue affiliate marketing. Your various personal preferences will modify the decisions that you ultimately make. Taking your time, and making the right choice for you, is something that should be done. You can always change your mind and do something else.

Since your affiliate network is the one to see to all of the little stuff, this means you?re free to do lots of other things. If you stop and actually think about it, the only thing you really need to do, when you are an affiliate marketer is market and promote the products you want to sell. Yes, you?ll need to build a website and put content on it, but then all that is left is promoting that site and business. It is possible to spend all sorts of time on it, and you should because that is the way that you truly build your business. When you truly don?t want to be bothered by anything else, affiliate marketing is the way to go.

Just about the best thing that comes with creating your own products or services is that they increase your methods of making money. If this is the case, you can take on joint ventures with other businesses, which is going to be something that you won?t be able to do as an affiliate. There is an exception to that general rule because a successful affiliate who knows other marketers can do JVs under the right circumstances. This is going to be too hard, though, for people who are new or who haven?t yet reached that level of success, to achieve. When you?re a product vendor, you will be able to eventually create a whole line up of products that relate to each other. After this point, you have the potential to simply stick to email marketing and do joint ventures to earn your living. If you?re just starting your online business, there are several safe guidelines you should follow when doing this. A variety of details and considerations certainly need to be made. Groping or feeling your way in the dark is how it used to be, complete with online marketing labyrinths.

The Good and Bad of Product Creation One of the biggest parts of doing business

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Saturday, June 2, 2012

Budget Bootcamp: A Common Cents Approach To Personal Finance

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The Fair Tax Book: Saying Goodbye to the Income Ta

J. K. Lasser's Your Income Tax 2002

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Justin Bieber Nursing Eyebrow Injury After Concussion

'I got into a fight with glass window yesterday and in result I can't move my eyebrow,' he says in a new video message from Paris.
By Jocelyn Vena

<P><a href="http://www.mtv.com/music/artist/bieber_justin/artist.jhtml">Justin Bieber</a> told fans Thursday that despite bumping into a glass wall and <a href="/news/articles/1686227/justin-bieber-paris-concussion.jhtml">getting a concussion</a>, he felt "fine." Well, one day after the incident in Paris, the singer posted a <a href="http://viddy.com/video/d799c6e6-2ce5-4383-8c0e-938821b8b000" target="_blank">video message</a> noting that he has encountered one minor setback on his road to recovery.</P><P>"I got into a fight with glass window yesterday and in result I can't move my eyebrow. There's no wrinkles on this side. How weird is that? It's the weirdest thing. Some weird stuff going on there," he said, laughing as the video ended.</P><P></p><div class="player-placeholder right" title="Justin Bieber Shares Best Movie Awards Memories" id="vid:786516.id:1686130" width="415" height="255"></div><p></P><P>On Friday afternoon (June 1), Bieber must have been feeling better despite the eyebrow injury as he took to a balcony in Paris to put on an impromptu concert. According to <a href="http://www.reuters.com/article/2012/06/01/entertainment-us-bieber-paris-idUSBRE8500X120120601" target="_blank"><i>Reuters,</i></a> he used a megaphone as he serenaded fans who gathered near the Pantheon monument in the Latin Quarter.</P><P>In the lead-up to the performance, Bieber <a href="https://twitter.com/#!/justinbieber" target="_blank">tweeted</a> the address and wrote that he was "moving a little slower today and running a little late. PARIS I will see u soon on that balcony #WithDanKanter," Bieber's musical director and lead guitarist.</P><P>So did he think the show went well? "Loved singing with all of you #WithDanKanter - just like old times."</P><P>In addition to performing in Paris, Bieber also planned to check out <a href="/news/articles/1686256/jay-z-in-paris-kanye-west-concert.jhtml">Jay-Z and Kanye West 's show</a> on Friday night. "#BiebasInParis #WATCHTHETHRONE #PARIS #LEGGO."</P><P>Also, Bieber had this reminder for fans who may have forgotten he's dropping an <a href="/news/articles/1685471/justin-bieber-believe-track-list.jhtml">album this month</a>: "#June19th #18Days #BELIEVE."</P><P>When MTV News caught up with Bieber before Sunday's <a href="http://www.mtv.com/ontv/movieawards/2012/">MTV Movie Awards</a>, he threw all his <a href="/news/articles/1686142/justin-bieber-movie-awards-bridesmaids.jhtml">support behind multi-nominee "Bridesmaids."</a> "I just think it was funny. It's kind of like the female version of 'The Hangover,' " he said.</P><P><b>Head over to <a href="http://www.mtv.com/ontv/movieawards/2012/">MovieAwards.MTV.com</a> to vote for your favorite flicks now! The <a href="http://www.mtv.com/ontv/movieawards/2012/">21st annual MTV Movie Awards</a> air live this Sunday, June 3, at 9 p.m. ET.</b></P><P></p><div class="player-placeholder right" title="Justin Bieber Strives For Perfection" id="vid:765701.id:1684329" width="415" height="255"></div><p></p>

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Understanding the Want for Compensation with Mesothelioma ...

Sorry, Readability was unable to parse this page for content.

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Friday, June 1, 2012

Board of directors confirms Big 12 happy at 10

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Risk Management & Massachusetts Workers Compensation ...

[unable to retrieve full-text content]For any business, risk management is (or should be) one of the most important aspects of running the enterprise. It's right up there with competent financial management. It goes without saying that having Massachusetts ...

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Thursday, May 31, 2012

Individual health insurance ohio - HEALTH, BEAUTY & FITNESS

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Pascal Campion - Lines and Colors

Pascal Campion
Pascal Campion?s illustrations are, quite simply, a treat.

Campion rarely uses line, working directly in areas of color, sometimes augmented with textures, but his images are so fundamentally graphic that his springy, energetic compositions carry much of the visual charm of drawings. At the same time they have the atmospheric qualities of painting.

Like Tadahiro Uesugi, who works in similar applications of graphic color, Campion uses carefully chosen colors and a masterful touch for value to evoke mood, time and place with a finesse that would be the envy of many artists who work in a more elaborate manner.

Campion uses of areas of distinct light and shadow, and in particular splashes and patches of bright light within subdued backgrounds, to lead your eye and highlight the focus of his images.

He has a wonderful ability to use these effects, along with strong compositions and adept control of his color palette, to bring drama and energy to even the most unassuming of subjects; intimate domestic scenes and quiet moments of solitude become as visually compelling as raucous action.

Campion is French-American. He studied at Arts Decoratifs de Strasbourg in France and now lives and works in San Francisco, where his clients include Dreamworks Animation, Disney TV, MTV, Nickleodeon, Cartoon Network and PBS.

Though he also works in traditional media, Campion works primarily digitally. According to the About section on his website, he works in a somewhat unusual manner, sketching and coloring his illustrations in Adobe Flash. He then takes some of his images into Photoshop for final touches and lighting.

(Creating still images in Flash is not as odd as it may seem. I work in Flash a lot and I can attest to the nice set of vector drawing tools ? in particular a brush tool that responds to pressure sensitive tablets like superbly springy brush/pen combination.)

There is an interview with Campion from the CharacterDesign blog in which he describes his daily routine and some of his working methods, and a very good video interview on Vimeo that includes brief time-compressed sequences of him working in Flash and Photoshop.

In addition to the still images on his site, which are primarily personal rather than professional, there is a selection of short animations, some of which are essentially stick figures with more life and vitality than stick figures have any right to exhibit.

He also has a blog on which he posts more recent work, and you can find a link at the bottom center of his home page by which you can subscribe to the ?Pascal?s Sketch of the Day? malling list.

Campion has posted a generous selection of his work on the site. The images can be viewed in the order they?re posted or by themes selected from a dropdown. Open your browser window to full screen to see them to best advantage.

The images, in fact, are so numerous, the quality so consistent and the entertainment level so high that I will issue a Time Sink Warning, which is unusual for the site of an individual contemporary artist.

Campion?s subjects are also delightfully light hearted, with storytelling aspects that frequently speak to the small pleasures in life, particularly of home and family.

Like the best art, if you connect with his images they may accomplish the magic of allowing you to see the everyday world around you with fresh eyes.

Like I said, a treat.

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Wednesday, May 30, 2012

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GoPro Finally Releases Flat Lens Dive Housing

If you read my review of the GoPro HD Hero2, you’ll have noted that I thought it strange that a company who touts their cameras as being capable of being used 60m underwater would produce a housing that wasn’t optimal for this purpose. ?The domed lens on their standard waterproof housing results in blurred video [...]

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Tuesday, May 29, 2012

Flame virus 'much bigger than Stuxnet'

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